Disclaimer

General Disclaimer

BorrowBuddy Nexus (“BorrowBuddy,” “we,” “our,” or “us”) is a community platform designed to foster trusted and meaningful connections between individuals, families, businesses, and communities. Our mission is to empower people through technology by creating an environment where users can confidently connect, collaborate, exchange resources, and access services built on trust and accountability. BorrowBuddy provides digital tools that facilitate interactions across services such as borrowing and lending, item swaps, caregiving, companion services, event participation, community messaging, and use of our AMARIS AI assistant. Unless expressly stated otherwise, BorrowBuddy acts solely as a technology platform and is not a party to agreements, contracts, or transactions between users.

Platform Role

BorrowBuddy enables users to discover, communicate, and engage with one another. We do not own, inspect, endorse, or guarantee the items, services, or activities offered by users. Each user is solely responsible for their interactions, agreements, and transactions conducted through the platform.

No Professional Advice

Information made available through BorrowBuddy, including content generated by AMARIS AI, articles, FAQs, or other resources, is provided for general informational purposes only. Nothing on the platform constitutes legal, financial, medical, or other professional advice. Users should seek qualified professionals before making decisions based on information obtained through BorrowBuddy.

AMARIS AI Disclaimer

AMARIS AI is designed to enhance the user experience by providing guidance and support. While it may assist with navigation, trust workflows, and community standards, its responses may occasionally be incomplete or outdated. AMARIS AI does not provide professional advice, independently verify users, or make binding decisions. Users remain responsible for exercising judgment and BorrowBuddy is not liable for decisions made solely on the basis of AI-generated responses.

User-Generated Content

BorrowBuddy does not routinely verify or guarantee the accuracy, completeness, or reliability of content submitted by users, including listings, reviews, ratings, comments, or event information. Views expressed by users are their own and do not necessarily reflect those of BorrowBuddy.

Community Transactions

BorrowBuddy does not guarantee the quality, condition, authenticity, or safety of items listed, nor that borrowing, lending, or swaps will be completed successfully. Users participate voluntarily and at their own risk.

Trust Indicators

BorrowBuddy may provide trust features such as identity verification, ratings, or badges to help users make informed decisions. These indicators are informational only and do not constitute a guarantee of identity, honesty, or reliability. Users remain responsible for exercising reasonable care before entering into any transaction or interaction.

Care and Companion Services

BorrowBuddy may facilitate connections for caregiving or companion services but does not employ, supervise, certify, or endorse individuals providing these services unless expressly stated. Users are responsible for assessing suitability, and BorrowBuddy disclaims liability for any incidents arising from such interactions.

Events

BorrowBuddy may allow users to organize or participate in events. Unless BorrowBuddy is expressly identified as the organizer, we are not responsible for the safety, legality, or conduct of events. Participation is at the user’s own risk.

Third-Party Services

BorrowBuddy may integrate with or link to external services such as payment providers, identity verification systems, or communication platforms. We are not responsible for the availability, security, or practices of third-party services. Mobile numbers and SMS consent records are never sold or shared for promotional purposes.

Availability of Services

BorrowBuddy strives to maintain reliable services but does not guarantee uninterrupted or error-free operation. Services may be unavailable due to maintenance, technical issues, or circumstances beyond our control.

Limitation of Responsibility

To the fullest extent permitted by law, BorrowBuddy disclaims responsibility for damages arising from use of the platform, user disputes, reliance on information, unauthorized account access, technical failures, or third-party services. Nothing in this Disclaimer limits liability where prohibited by law.

User Responsibility

By using BorrowBuddy, you acknowledge responsibility for verifying other users, protecting your account, complying with laws, and using the platform responsibly.

Future Services

BorrowBuddy continues to develop new features and technologies. Unless expressly stated otherwise, this Disclaimer applies to all current and future services. Continued use of new features signifies acceptance of this Disclaimer.

Changes to This Disclaimer

BorrowBuddy may update this Disclaimer to reflect changes in services or legal requirements. Updates will be posted with a revised “Last Updated” date, and continued use of the platform constitutes acceptance of the revised Disclaimer.

Contact Us

• Entity: BorrowBuddy Nexus
• Email: hello@borrowbuddynexus.com / borrowbuddynexus@gmail.com
• Primary Countries of Operation: United States, United Kingdom, Ghana