Activate CTC™ — Companion Time Compensation™
Live demoCTC™ SESSION TIMER:
00:00:00
POWERED BY TRUST

Borrow/Lend, Buy/Sell & Auction with your community — in one app.

The borrow/lend and buy/sell or auction app for your community: borrow/lend items from your neighbours, buy/sell and auction what you own, swap and book trusted local services as well as connect with your religious/family or community activities — all within your circle.

Visible verification checks
Protected payments
Trust scores
Built for diaspora communities
BorrowBuddy app in action: swapping items, booking a verified nanny and finding local gigs
10

Platform pillars

Borrow, lend, swap, send, book, plan and ask AMARIS.

12+

Service categories

Trusted providers for everyday home and family needs.

ID

Verified members

Identity verification and trust scoring built in.

AI

AMARIS AI assistant

Helps you discover items, services and events.

The 10 Pillars

One ecosystem. Ten ways to thrive.

Built for African and diaspora communities — real people, real trust, real impact.

Trusted Services

For every home, every family.

Carpenters, plumbers, home cleaners and more — with profiles, reviews and verification details to help you choose.

BorrowBuddy service — Borrow & LendBorrowBuddy service — BuyBorrowBuddy service — SellBorrowBuddy service — AuctionBorrowBuddy service — SwapsBorrowBuddy service — ServicesBorrowBuddy service — EventsBorrowBuddy service — CTC™BorrowBuddy service — AMARIS AI
Borrow & Lend

How it works

Get started in four simple steps.

01

Create your profile

Verify your identity to join a trusted community circle.

02

Pick your circle

Join your neighborhood, family or diaspora group.

03

Borrow, lend, buy, sell, auction, swap or create events

Find what you need, list items, bid in auctions, or organize events — with verified, trusted members.

04

Build your trust score

Eligible confirmed activity may inform your CTC Trust Score™, with correction and review.

CTC™ — Companion Time Compensation & Trust Score

Every minute recorded. Every agreement clear.

Recorded session time and separately agreed compensation for caregiving and community support.

A young caregiver tenderly holding hands with an elderly community member
Illustrative session timer
00:00:00
Hours
Minutes
Seconds
Companion Time (CTC)
Agreed in advance
Any compensation is agreed before the session and paid through an approved provider
CTC Trust Score™
Shown separately
A behavioral indicator, not elapsed time

Our signature innovation — recognizing the time you give.

Events

Discover. Check-In. Experience.

Find events near you, check in with QR tickets, and enjoy community moments.

Events: discovery, QR check-in and live experience

AMARIS AI

Just ask. AMARIS finds it.

The assistant that helps you discover relevant people, items, services and events around you.

A woman smiling while chatting with AMARIS AI on her phone

Illustrative demo — verify availability, qualifications and final prices before booking

I need a plumber today before 6pm
I found 3 verified plumbers within 2km
Top match: Tunde A. — 4.9★, available today
Estimated cost: $90 – $140 • Verified & ready to book
Try: "Find a tent for camping this weekend"

Trust & safety

Built so you can trust every transaction.

Verified profiles

Profiles show the verification checks actually completed.

Secure handoffs

Photo-verified condition checks on pickup and return.

GPS tracking

Live location sharing for safer handovers.

Trust scoring

Every action builds your community reputation.

Illustrative stories

What sharing can look like.

Illustrative examples of how members can use BorrowBuddy — not customer reviews or typical results.

BorrowBuddy community members
BorrowBuddy connected me with a tutor for my daughter in less than an hour. The verified profiles gave me real peace of mind.
A
Amara O.
Lagos, Nigeria
I rent out my drone now and earn weekly. The trust score keeps everyone honest — it just works.
K
Kwame B.
Accra, Ghana
Swapping a travel cot for a bike and finding a hairdresser in the same app? I never thought it was possible.
N
Naledi M.
London, UK

FAQ

Questions about BorrowBuddy

What is BorrowBuddy?

BorrowBuddy Nexus is the all-in-one community ecosystem to borrow, lend, buy, sell, auction, swap, organize events, track care time with CTC™, and book trusted local services — with AMARIS AI to help you discover what you need.

Is BorrowBuddy free to use?

Yes. BorrowBuddy is free to join and download. Members can borrow, lend, swap items, and browse local services. Peer-to-peer sales, auctions, and service bookings feature transparent terms with built-in trust and payment protection.

How does BorrowBuddy keep transactions safe?

Profiles show the verification checks each member has actually completed, and reviews and the CTC Trust Score™ add context. Borrows, lends, sales, auctions, swaps and bookings use clear agreed terms, condition records and in-app reporting tools. Payments are processed by an identified third-party payment provider — BorrowBuddy does not store or lend money.

What can I borrow, lend, buy, sell, or auction on BorrowBuddy?

Almost anything you need or own! Tools, vehicles, appliances, electronics, party gear, books, clothing, musical instruments, furniture, and unique collectibles. You can choose whether to borrow it, lend it for extra income, sell it outright, or put it up for community auction.

How do buying, selling, and community auctions work?

You can list pre-loved goods or new items for sale directly to neighbors, or host a timed community auction where members place bids under rules shown before bidding. Auction rules — closing time, increments and payment deadline — are shown before you bid, and payments are processed by an identified third-party payment provider under its disclosed terms.

How do item swaps and bartering work?

BorrowBuddy brings back community bartering: offer an item you have, browse what neighbors are offering, match mutually, confirm the swap terms in-app, and exchange in person without exchanging money.

How do trusted local services and care gigs work?

From plumbers, braiders, and electricians to babysitters and elder care support, find vetted local providers with verified credentials and community reviews. CTC™ (Companion Time Currency) accurately tracks and values caregiving sessions.

Can I discover and host community events?

Yes! Community organizers, faith groups, and neighbors can create events, manage RSVPs, issue QR tickets, and check guests in at the door with the app.

What is AMARIS AI?

AMARIS AI is BorrowBuddy's intelligent assistant. Ask in plain language — for example “find a camera to rent this weekend” or “who can fix my sink today?” — and it suggests relevant items, services and community members. Always verify availability, qualifications and final prices before booking.

What is CTC™ (Companion Time Compensation™) and the CTC Trust Score™?

CTC™ stands for Companion Time Compensation™. It records confirmed session time for caregiving, companionship and community help, and any compensation is agreed separately and paid through an approved payment provider. The CTC Trust Score™ is a separate behavioral indicator calculated under a published methodology — eligible confirmed activity may inform it, but it is not elapsed time, a credit score or a guarantee of anyone's conduct.

Where is BorrowBuddy available?

BorrowBuddy Nexus is a US company headquartered in Princeton, New Jersey, built for communities across the United States. We also have teams in London, UK and Accra, Ghana. The app is launching soon — join the waitlist for early access and Founding User rewards.

BorrowBuddy Journal

Guides to smarter sharing

Lend safely, borrow instead of buy, and get the most from your community.

Join your community. Download BorrowBuddy.

Available now on Android. iOS coming soon — join the waitlist. Free to join. Powered by trust.

Coming soon on the App Store — join the waitlistGet BorrowBuddy on Google Play